Bankable Frontier Associates is a niche consulting firm based in Boston MA, USA with a network of associates in various parts of the world.  

We specialize in the design and evaluation of strategies and policies to extend financial services to underserved people worldwide. Our approach is to facilitate strategic thinking about emerging markets and products to serve them in partnership with cutting edge development organizations and businesses.

New technology and changing financial regulation are powerful forces reshaping the‘bankable frontier’ at which it is possible for providers to serve lower income populations in a sustainable manner.  We help public and private organizations harness technology and regulators shape financial policy to extend financial services, thereby meeting both the challenge and the opportunity inherent in these forces. 

We work in three main practice areas;

• Strategy and policy for technology-enabled financial services
• Strategy and products for affordable housing finance
• Design and evaluation of social investment programs.

Our clients include government policy makers, regulatory agencies, private foundations, banks and others private providers of innovative financial services.

We are a triple bottom line consultancy. This means that we couple the need for our own financial sustainability with a desire to have positive social and environmental impact. These criteria, along with the potential for thought leadership, guide our selection of projects and our evaluation of their resulting impact.

We also seek to address one of the biggest constraints in development finance today, a shortage of skilled professionals, by providing opportunities for people-our own staff and those of our clients-to learn and develop in these exciting new areas.